Great Early Cancer Care

描述

Cancer protection from the early stages onwards
A cancer diagnosis can be a life-changing event with serious implications on your physical, emotional and financial well-being. As such, having financial protection to cope with the high costs of cancer treatment and other expenses that follow is therefore vital.

Great Early Cancer Care provides lump sum cash benefit from the early stages of cancer onwards, so that you may use the payout for your treatments or other financial commitments, thus alleviating the weight of your financial burden.

• Key benefits
  • Comprehensive coverage against cancer

    This plan provides a comprehensive coverage from the early stage of cancer onwards, up to age 80 years next birthday1 .

  • Sum Assured Bounce-Back

    Your Basic Sum Assured which has been reduced will bounce back to 100% after 6 months from the diagnosis date of the early stage cancer1 .

  • Recovery Benefit

    Upon intermediate stage cancer or advanced stage cancer, you will receive an additional 50% of Basic Sum Assured in one lump sum1 .

  • Death Benefit

    Should death occur, your loved ones will receive the total premium paid, or cash value – whichever is higher1 .

  • Maturity Benefit

    You will receive 100% of the Basic Sum Assured or total premium paid – whichever is higher, upon maturity of your policy1 .

  • Cancer-based underwriting

    The application process is made easier as the eligibility of this plan only takes into consideration your medical condition and family history related to cancer1 .

How Great Early Cancer care works


Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

• Footnotes
  1 Terms and conditions apply.
• Disclaimer
  Great Early Cancer Care is a non-participating plan. Premiums are payable up to age 80 years next birthday or until a claim has been made on intermediate stage cancer or advanced stage cancer or until death, whichever occurs first. The plan will mature at policy anniversary on which the life assured’s age is 80 years next birthday. Any increase in coverage shall entail an increase in premium payment.

  You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the plan. If the policy is returned to the Company during this period, the full premium would be refunded to the policy owner minus the expenses incurred for medical examination, if any. If you switch your policy from one company to another or if you exchange your current policy with another policy within the same company, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of the policy switching or replacement.

  The policy may not have a guaranteed minimum cash value on termination until after you have paid premiums for two years. If you surrender your policy early you may get back less than the amount you have paid. If you stop paying premiums before the end of the premium payment term, an automatic premium loan will be effected under your policy to pay future premiums so long as the cash value is more than the total indebtedness. Cessation of premium payment before the end of the premium payment term may lead to early termination of coverage.

  The above is for general information only. It is not a contract of insurance. You are advised to refer to the Sales Illustration, Product Disclosure Sheet, consumer education booklet on Medical and Health Insurance product (MHI) and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted above are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life.

  The terms “Great Eastern Life” and “the Company” shall refer to Great Eastern Life Assurance (Malaysia) Berhad.

  Information correct as on 1 September 2016.

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